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Wealth management combines both financial planning and specialized financial services, including personal retail banking


service, estate planning, legal and tax advice and investment management services. The goal of wealth management is to


sustain any grow long term wealth.


An ETF or exchange traded fund is a marketable security that tracks an index, a commodity, bonds or a basket of assets like an index fund. Unlike mutual funds, ETF trades like a common stock on a stock exchange. ETFs experience price changes throughout the day as they bought and sold.

Unit Trust

A unit trust is a fund composed of investors money which is invested in a variety of financial assets. When you invest in a unit trust, your money is pooled with that of other investors to form a fund and invested into various assets to meet the unit trusts objectives by a fund manager.


A bond is a debt investment in which an investor loans money to an entity (typically corporate or governmental) which borrows the funds for a defined period of time at a variable or fixed interest rate.